A house is one of the biggest investments one can dream of. But getting a house in this city can be hard if you don’t end up with one of the best mortgages in Calgary.
Fortunately for you, we’ve already listed the companies that can get you those here. This list will give you an idea of which mortgage firms have the best mortgage rates, best services, and best offers.
Table of Contents
1. True North Mortgage
| BEST FOR | Mortgage Rates |
| PRODUCTS | Mortgages, Renewals and Transfers |
| WEBSITE | https://www.truenorthmortgage.ca/ |
| ADDRESS | Suite 1510 – Bow Valley Square IV. 250 – 6 Ave S.W. Calgary, AB T2P 3H7 |
| CONTACT DETAILS | Phone: (877) 884-8245 |
| OPERATING HOURS | Monday-Friday, 8:00am-5:00pm |
True North Mortgage has the lowest mortgage rates in Calgary. Their financier, THINK Financial, has a 0.15% lower mortgage rate than competitors.
Aside from their low mortgage rates, they have the most ratings resulting in a perfect 5 star rating from over 3000 Google reviews, 500 Facebook users, and 1000 Trustpilot recommendations.
Because they pride themselves on their low mortgage rates, they will always give you a better offer if you find a mortgage rate lower than theirs. And if they can’t give you lower rates, they promise to pay you $500!
Highlights
- Guaranteed quality service
- Lowest mortgage rates
- Refinancing, renewals, and transfer services
- 1 year to 5 year mortgages
Customer Reviews
If you think their high-rated reviews are only a typo, try their mortgages and experience their quality services first-hand. Here are just some of their online reviews from their satisfied clients.
“My experience with True North was excellent. Brenden was very responsive, made sure that I can meet my deadline for waiving conditions, provided helpful answers, and was overall very friendly and supportive. Also, the mortgage rate I got was almost unbeatably low.”
“This was my first mortgage ever. Vipul helped me at True North Mortgage. The process was easy, convenient and quick. Got a great rate as well. Highly recommended. Special thanks to Vipul Kaushal, who helped me through the process. He is a very knowledgeable mortgage agent, extremely professional in approach. My case was a bit complex and he tried his best to make things as easy as possible.”
“Winston has helped us with our past two mortgages. He is very professional, responds quickly, and has always gotten us the best rate. Everything was able to be done electronically which was incredibly convenient. We have recommended Winston to all of our family and friends!”
2. Mortgage Connection
| BEST FOR | Any type of Mortgage Loan |
| PRODUCTS | Residential and Commercial Mortgages, Private Loans |
| WEBSITE | https://www.mortgageconnection.ca/ |
| ADDRESS | 1121 Centre St NW #110, Calgary, AB T2E 7K6 |
| CONTACT DETAILS | Phone: (587) 316-2381E-mail: [email protected] |
| OPERATING HOURS | Monday-Friday, 8:00am-5:00pm |
Mortgage Connection was founded to provide Canadians with a smooth mortgage experience. Their team is very thorough in their processes, making sure all legal and financial matters in the contracts are according to your expectations.
Unlike most mortgage brokers focused solely on residential sales, Mortgage Connection also offers the best mortgages in Calgary for commercial estates.
Since they are not exclusively partnered with a financier, they can connect you with any bank or financier. You can also choose to borrow money from private lenders with their guidance.
Highlights
- Residential and commercial mortgages
- Expertise in finance and financial institutions
- Team approach
- Private loans
Customer Reviews
Mortgage Connection are big experts in finance with lots of connections in the industry. Here are Google reviews to prove their expertise:
“Mitch and Monsy were awesome to work with! We were able to find multiple low-rate options and weigh the pros and cons between each one. Mitch also provided me with new home advice outside of financing terms. Will definitely be working with this team again in the future.”
“Josh and his team are very knowledgeable on the different offerings from different financial institutions out there, and placed me with a mortgage package that fit MY needs. Responsive, friendly, and knowledgeable…what more can I say?”
3. CanWise Financial
| BEST FOR | National Acclaim |
| PRODUCTS | Mortgage Services, Renewal and Refinancing |
| WEBSITE | https://www.canwise.com/ |
| ADDRESS | 444 5 Ave SW #1120, Calgary, AB T2P 2T8, Canada |
| CONTACT DETAILS | Phone: (844) 538-4760 |
| OPERATING HOURS | Monday-Friday, 8:00am-5:00pm |
With locations in over 6 provinces and 2 territories, CanWise Financial remains one of the sources of the best mortgage brokers in Canada. They have connections with 16 banks, credit unions, and trust companies all over the country.
Because of their nationwide acclaim, CanWise Financial has the largest mortgages funded here, and thus can offer lower rates to their clients. They also have the most-5 star reviews overall, with over 4,100 clients satisfied with their service.
With the best mortgages in Calgary and quality service, CanWise Financial has been consistently recognized as the Canadian Mortgage Broker of the Year.
Highlights
- Nationwide acclaim
- Vast financial connections
- Trusted service
Customer Reviews
From the pre-approval to the end of your mortgage transaction, CanWise Financial will be there to update and guide you. Read these Google reviews to learn more about first-hand experiences of their services.
“Solid brokerage. I was offered a competitive pre-approval rate, which Canwise was able to improve on once we actually purchased. The representative I dealt with (Christie) was professional, timely with responses and kept me informed throughout the process. Would recommend Canwise to others without hesitation.”
“I highly recommend CanWise if you are really looking for the best rate for your mortgage either for new or renewal. Always dealt with big banks in the past but my previous lender can’t even offer a competitive rate that CanWise offered me, forget about them matching the rate. I received a great service from Rod Pangilinan. Rod is knowledgeable, competent, customer focused and very good with the communication. I look forward to working together with Rod in the future as well.”
4. Rocksolid Mortgage
| BEST FOR | Customer-centered Services |
| PRODUCTS | Self-employed Mortgage Loans, Residential, Commercial, and Construction Mortgage Loans |
| WEBSITE | https://www.rocksolidmortgages.com/ |
| ADDRESS | 6025 12 St SE #235, Calgary, AB T2H 2K1 |
| CONTACT DETAILS | Phone: (403) 617-9740 |
| OPERATING HOURS | Monday-Sunday, 8:00am-10:00pm |
Rock Solid Mortgages is one of the most inclusive firms offering mortgage services. They cater to anyone and will find you the best mortgages in Calgary, even if there may be conventional limitations.
Rock Solid Mortgages’ mortgage expert, Remi, is also fluent in both French in English so you’ll have no trouble with language barriers. Because of their small team, you’re assured that you are there top priority until you finish your mortgage transaction.
If you’re worried you might not get approved for a mortgage loan, seek the help of Rock Solid Mortgages. They have the best mortgages for anyone from any walk of life!
Highlights
- Free pre-approval services
- Open for clients from all walks of life
- Self-employed mortgage loans
Customer Reviews
Because they are focused on their clients, Rock Solid Mortgages will constantly update you all throughout the process.
Here’s what one of their clients has to say about their services.
“My family and I recently relocated from Vancouver to Calgary, Remi at Rock Solid Mortgages came highly recommended from some friends of ours, We networked with Remi throughout our transition, He communicated extremely well with us, answered all of our questions, stayed on-top of every aspect of our purchase, was transparent from the start of our relationship all the way to the finish, and as soon as our Reno’s are complete, Remi is more then welcome to our house warming BBQ!!! Five Star Endorsement for Remi at Rock Solid Mortgages!!!”
5. Mortgages for Less
| BEST FOR | Personalized Services |
| PRODUCTS | First-time and self-employed mortgages, renewals and transfers, debt recovery |
| WEBSITE | https://www.mortgagesforless.ca/ |
| ADDRESS | 195 Cougar Plateau Way SW, Calgary, AB T3H 5S3 |
| CONTACT DETAILS | (403) 241-3255 |
| OPERATING HOURS | Monday – Saturday: 9:00 AM – 9:00 PM |
With over 16 years of experience, Mortgages for Less has been providing affordable rates for first-time buyers and self-employed Calgarians looking for a home.
They can help you get your dream home even if you have poor credit or a slightly lower income. You can also call them for a no-obligation free mortgage quotation.
Mortgages for Less can also help you with mortgage transfers and renewals. They can even support you when it comes to simultaneous lending and buying of residential properties.
Highlights
- Professional yet friendly services
- Affordable mortgages even for bad credit and low-income households
- Free mortgage quotation and credit analysis
- Financing from 6 companies and banks
Customer Reviews
Partnering with Mortgages for Less’ Josh Tagg makes a memorable and stress-free experience for an otherwise challenging task. Here’s a review to tell you more about how it feels to get your home with Mortgages for Less:
“Awesome. Simple. Almost FUN! LOL Those are the kinds of words I use to describe getting a mortgage with Josh. I’m very happy, settled into my new place, not worried about being “house-poor”. Josh got me a great rate, made the process easy, and kept in touch. He asked for what he needed, then went to work to get me what I wanted! He delivered. I would recommend Josh to anyone.”—Nathan Maret
And here’s another one:
“Josh has been our mortgage broker for 2 home purchases. I found him to be friendly and I felt that he was working for my best interest. The above and beyond attention to detail speaks to his professionalism. He is very easy to get a hold of, even in the evening. He is knowledgeable and does everything possible to get us the best rate. I’m more than satisfied!”—Adam Vadnais
6. DreamHouse Mortgage
| BEST FOR | Home Mortgages |
| PRODUCTS | https://www.dreamhousemortgage.ca/index.php/rates |
| WEBSITE | https://www.dreamhousemortgage.ca/ |
| ADDRESS | 7 Taralake Mews NE Calgary, AB T3J 0H9 |
| CONTACT DETAILS | Tel: 403-966-6072 (AB) Tel: 204-805-5565 (MB) Fax: 1-888-870-2039 [email protected] |
| OPERATING HOURS |
DreamHouse Mortgage brokerage and its team of specialists are committed to make your dream home a reality!
Their team takes pride in introducing DreamHouse Mortgage to our valued customers by providing quality and high standards of service. The DreamHouse Mortgage team comprises of mortgage specialists from diverse backgrounds.
Founded in 2013, DreamHouse Mortgage is a mortgage broker business with its headoffice as a mortgage broker in Calgary, Alberta, and is also a registered mortgage broker in Winnipeg, Manitoba.
Highlights
- Makes your dream house a reality
- Knowledgeable specialists
- Customer satisfaction is their priority
Customer Reviews
Here’s what one of their clients has to say about their services.
“Dreamhouse mortgage is the best mortgage broker in Calgary I highly recommend them my credit need’ed work he helped me buy my grandma’s house that was my dream of owning to keep it in the family . I thank Dreamhouse mortgage for making my dream come true. Again thank you Guriqbal for everything you are one good guy………….”
Here’s another one:
“Bought my first house with the help of Dreamhouse Realty and Guriqbal Chahal, and would say they really worked hard to get me the best deal out there. I would contact them again for sure when I’m due for my mortgage renewal.
I definitely give them two thumbs up! And I gurantee you that you won’t get disappointed putting your trust to them to get your dreamhouse. Awesome experience!”
7. Mortgage Mark Herman
| BEST FOR | Any type of Mortgage Loan |
| PRODUCTS | Residential and Private Loans |
| WEBSITE | https://markherman.ca/ |
| ADDRESS | 103E – 1144 29th Ave NE, Calgary Alberta T2E 7P1 |
| CONTACT DETAILS | Phone: (403) 681-4376E-mail: [email protected] |
| OPERATING HOURS | Monday-Sunday, 9:00am-9:00pm |
Mortgages Are Marvellous is a boutique brokerage that specializes in First Time Buyers because they are masters of “working the CMHC-rule book to your advantage.” They also do “fancy math” for divorces and separations, the self-employed, and move-ups when turning a primary into a rental and getting a new primary.
Their “special magic” is due to their in-house underwriter/ brokerage owner, who used to manage a high-volume mortgage-bank, was the 2017 Canadian Mortgage Broker of the Year amongst the 16,000 brokers in Canada, and the 2018 President of the Alberta Mortgage Broker Association.
They underwrite your deal in advance and get all the docs needed in your file before you go shopping. This way you know it will work. They started doing this during the boom of 2007-2008 when many buyers had to write with no financing conditions. It was the only way to handle the stress and sleepless nights of “no condition offers.”
Since they have been the #1 mortgage brokerage in Canada for 6 years in a row at Mortgage Alliance, they have access to all of the lenders and have top-tier pricing and turn-around times at the banks.
Highlights
- All Residential purchases; with more or less than 20% down payment
- Boutique, hands-on approach; they are able to offer the details on the math that others do not/ can not
- Fully underwritten pre-approvals, with all the data in your file, so you know it will work.
Customer Reviews
Here’s what one of their clients has to say about their services.
“Mark was always very professional when we were applying for our home loan. He was really helpful all along the way and explained all the step required for us. This was especially useful as we had a pretty limited credit history so a lot of information was required by the lenders.
We ended up with a highly competitive rate that no one else I know had at the time.
Would definitely work with Mark on any future properties.”
Here’s another one:
“Mark helped me with my first mortgage a while ago. He explored all of my options, listened, and made it very easy for me. The biggest thing for me is, he would always answer his calls and reply swiftly to emails.
In fact, I can still ask him mortgage questions even years after my purchase with him.
Now that’s saying something since he’s already made his money off of me.
Great, professional service. I only wish everyone else held themselves up to these standards.
Thank you Mark!”
8. Jencor Mortgage
| BEST FOR | Residential and commercial mortgage |
| PRODUCTS | https://www.jencormortgage.com/pages/getting-started |
| WEBSITE | https://www.jencormortgage.com/ |
| ADDRESS | 1822 10 Ave SW #305, Calgary, AB T3C 0J8, Canada |
| CONTACT DETAILS | Tel: +1 403-245-3636Email: [email protected] |
| OPERATING HOURS | Mon to Thurs: 8:30-5:00pmFri: 8:30-4:30pm |
Established in 1986, Jencor Mortgage is an award-winning mortgage firm that offers services to households and enterprises. Having garnered over 13 billion dollars in mortgages, they’re considered one of the best mortgage brokers in Calgary.
They are also devoted to providing fair mortgage advice and giving a huge range of mortgage options from dozens of different lenders like Canada’s biggest banks, brokers, and other private lenders.
Highlights
- Commercial loans
- Construction loans
- Refinancing
Customer Reviews
Jencor Mortgage is known for helping their customers quickly and constantly. They are recommended for offering professional, fast, and great service as well as smooth transactions.
Some clients wrote reviews and said:
“Jencor Mortage Corp, Rocks our world. Chanel and Sarah made the process of getting a new mortgage so easy, it was like we didn’t even do it. Thanks Ladies you make life so much better.”
“Deb Carlson and Sarah Boudreau are amazing. Highly recommend! The ladies have made my experience as a first time home buyer very enjoyable and easy!”
Now that you know where to find the best mortgages in Calgary, you can pursue your dream home! Just get your documents ready and you’ll be good to go.
Once you’re done with the whole transaction and ready to move to your new home, you will surely need help moving in. Hire the best furniture movers in Calgary to help you transport your belongings.
If you have more questions or suggested entries for the best mortgages, feel free to message us.
9. Calvert Home Mortgage Investment Corporation
| PRODUCTS | Mortgages, Financing, Credit, Debt |
| WEBSITE | https://chmic.ca/ |
| ADDRESS | 808 42 Ave SE #127, Calgary, AB T2G 1Y9, Canada |
| CONTACT DETAILS | Phone: +1 403-278-0249 |
| OPERATING HOURS | Monday – Friday: 08:00 AM – 04:30 PM |
Established in 1975, Calvert Home Mortgage Investment Corporation has provided short-term mortgage services for home and business owners, real estate investors, and mortgage brokers.
This company provides various financial services for tax debts, first and second mortgages, loans, and many more credit-related challenges.
Calvert Home Mortgage Investment Corporation has a big team that can take in multiple projects simultaneously and provides a fast turnaround time.
We noticed right away that their staff has extensive experience in various areas of the financial industry, such as regulatory compliance, taxes, and financing arrangements, which establishes their expertise.
We’d like to point out that this establishment aims to provide quick and stress-free mortgages by ensuring no upfront costs and offering accessible loan options.
That’s why we appreciate that they offer tailored mortgage packages in which they sit down with you and discuss your needs to create a personalized mortgage plan.
Another thing that caught our attention is they have free learning tools and resources, which we found very beneficial so that clients can make well-informed financial decisions.
If you’re looking for the best firms with the best mortgages, we think Calvert Home Mortgage Investment Corporation is worth checking out.
Highlights
- Specializes in short-term mortgage services
- Wide variety of financial services
- Able to take in multiple projects simultaneously
- Tailored mortgage packages
- Free resources and learning tools
Customer Reviews
Responsive and timely
“I have used Calvert as a short term lender for a few projects now. They have always been quick to reply, and quick to get the project moving.” -Justin O.
Straightforward mortgage advisors
“As a Mortgage Advisor I love working with Calvert Home Mortgage Corporation. I find their process for application review, approval and funding simple & straight forward.” -Krysta D.
